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Cocksy talks about the value of insurance advice

John ‘Cocksy’ Cocks is a New Zealand celebrity builder.

In 2016, he was diagnosed with terminal cancer, which got him thinking about what he wanted to do with his life – and what he wanted to leave behind.

Luckily, he had insurance cover in place that meant he could keep his life going.

“It was a bit of a wake up call for all my mates when I got my diagnosis, that this could happen to any of us. If I hadn’t had that cover I could’ve had to sell my house, I might’ve had to struggle through with chemo and work.”

“Instead I was able to do more important things, like spend time with my family – that became the most important thing.”

Cocksy purchased his insurance through an adviser

“A few years ago I was doing some work for an insurance adviser, and we got along really well. We got chatting about how insurance cover could reduce my ACC bill.”

Cocksy’s insurance adviser analysed his circumstances, and recommended a package of income protection, lump sum trauma and life insurance that would fit his situation.

“He worked out the best deal for me, but he also gave me advice on which companies were good to deal with if I had a claim. Really important in the end.”

What was the most important part of the relationship for Cocksy? Trust.

“There was no pressure. I could’ve said no, but I took his advice. And luckily I did – I’ve used two of those covers now, and I have one still to come.”

“It’s good to know that my options are open, and that I have the money to make those options a reality. All my mates have gone out and checked their own cover now, or taken out new insurance.” 

“They’ve realised how important it is.”

Asteron Life would like to sincerely thank Cocksy and his family for allowing us to share his story.

Cocksy's cover

Income protection

Because Cocksy can’t work, his income protection pays out a monthly sum for him to live on.

Lump sum trauma

Cocksy had a trauma benefit, which paid out a lump sum when he was diagnosed with cancer. Trauma can be used to help you recover financially if you’re diagnosed with one of 44 medical conditions.

Life insurance

Life insurance pays out a lump sum of money if you die, or if you’re diagnosed as ‘terminally ill’ (12 months or less to live).

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