Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
Cancer Insurance
Although it remains one of the most common and devastating diseases – cancer isn’t a death sentence by any means. Cancer Insurance can help you recover both physically and financially.
What is Cancer Insurance?
In New Zealand, two-thirds of all serious illness claims are for cancer. Cancer cover pays you a lump sum of money if you’re diagnosed with cancer to help you recover physically and financially.
Most people use Cancer Insurance to:
- Pay for their spouse or family member to take time off work, so they can provide support and care at home
- Pay for additional or alternative treatments that may not be covered by the New Zealand health system or health insurance
- Cover additional expenses such as childcare and travel to medical appointments
- Reduce debt such as mortgage or credit card payments
- Take time off work to rest and recover – often choosing to work reduced hours
- Treat themselves, such as going on a family holiday
Cancer Insurance benefits
Optional benefits you can choose to include:
Lets you cover your kids too.
Covers medical workers who contract Hepatitis B or C or HIV during work.
If you have an existing policy with Asteron Life, your policy may be different from our current on-sale products, so it’s a good idea to check things with your adviser.
There are terms and conditions that apply to all benefits within Cancer Insurance. Don't worry though, your adviser can take you through these and what they mean.
Other types of cover
Take a minute to read about Trauma Insurance. This policy can provide a lump sum if you experience one of 44 medical events, conditions and surgical procedures, including cancer, heart attack or stroke.
Unsure?
Talking to an adviser will help you focus on what’s important to you, and it's even more effective with a little preparation.
Use our handy LifeSnap tool to prepare for your conversation with an adviser so you don't have to think on your feet!
Frequently asked questions
I thought cancer was covered by Trauma Recovery Insurance so why is this separate Cancer Insurance needed?
Yes, cancer is one of the conditions covered by Trauma Recovery Insurance. However, some people want to beef up their cancer cover without paying for other conditions. There are others who have pre-existing symptoms such as diabetes, heart disease or HIV, which prevent them from being able to get the full Trauma Recovery Insurance.
If I have both Cancer Insurance and Trauma Recovery Insurance, will both be paid?
Definitely. If you qualify for a cancer claim under both covers you’ll receive both sums insured.