Cover you can count on – premiums explained
Life Insurance can change lives for the better. Plus, it doesn’t have to be complicated, or expensive. Here, we explain how premiums work.
We see life insurance as a foundation for helping you celebrate life – whether you’re just starting off on your big life adventure, or getting on in life. That’s why it’s important to structure your premiums in a way that will enable you to keep your cover in place over the long-term and through the lean times.
"Just take a moment to reflect on what could be, and what could happen... It’s about protecting your future lifestyle."
Simon Evans, Asteron Life customer
Premiums are calculated by looking at lots of things like your age, gender, smoking status and medical history. For some insurance policies we might also ask details about your income, occupation, and if you’re involved in any high-risk or hazardous activities.
If you have a policy, and want to know more about how to make your premiums work for you talk to your adviser or contact us - we're here to help.